Authorization of Use
Hospitality Insurance hereby authorizes members to copy and display the content herein, but only if it is for your personal or informational and non-commercial use. However, any copy you make must include this copyright notice and the content herein shall not be copied or posted in any network computer or broadcast in any media. If attribution to Hospitality Insurance is included, limited quotations from the content are hereby permitted. You may not copy or display for redistribution to third parties for commercial purposes any portion of the content without the prior written permission of Hospitality Insurance. No modifications of any content may be made.

No Implied Licenses
Nothing contained herein shall be construed as conferring by implication or otherwise any license or right under any trademark, patent, copyright (except as expressly provided above), or proprietary rights of Hospitality Insurance or any third party.

The Content
Although Hospitality Insurance believes the content to be current, complete and accurate, Hospitality Insurance makes no warranty as to the currency, completeness or accuracy of the content. It is your responsibility to verify any information before relying on it. The content of this site may include typographical errors or technical inaccuracies. From time to time changes are made to the content herein. Hospitality Insurance may make changes in the products and/or the services described herein at any time.

Hospitality Insurance makes no representations about the suitability of the content of this site for any purpose. All content is provided “as is” without any warranty of any kind. Hospitality Insurance hereby disclaims all warranties and conditions with regard particular title, purpose, and non-infringement. In no event shall Hospitality Insurance be liable for any indirect, exemplary, special or consequential damages or any damages whatsoever, including but not limited to loss of profits, data or use, without regard to the form of any action, including but not limited to contract, negligence or other tortuous actions, arising out of or in connection with the use, copying or display of the content.

Links to Other Sites
Some sites listed as links herein are not under the control of Hospitality Insurance. Accordingly, Hospitality Insurance makes no representation whatsoever concerning the content of those sites. The fact that Hospitality Insurance has provided a link to a site is not an authorization, endorsement, sponsorship or affiliation by Hospitality Insurance with respect to such site, its providers or its owners. Hospitality Insurance has not tested any products, software or information found on the Internet, and Hospitality Insurance cautions you to make sure that you completely and fully understand these risks before purchasing, using, relying upon or retrieving anything via the Internet.

Information Provided by You
Any information provided by you to Hospitality Insurance, including but not limited to contact information, feedback, questions, data, comments, suggestions or the like, shall be considered non-confidential. Hospitality Insurance has and shall have no obligation of any kind with respect to such information and shall be free to disclose, distribute, reproduce and use the information to others with no limitations. Additionally, Hospitality Insurance shall be free to use any ideas, techniques, know-how or concept contained in such information for any purpose.  These purposes may include but are not limited to marketing, manufacturing and developing products or services incorporating such information. However, Hospitality Insurance will not use your name or otherwise publicize the fact that you submitted materials or other information to Hospitality Insurance unless: (a) we are required to do so by law; (b) we ask your permission to use your name; or (c) we first notify you that the materials or other information you submit to a particular part of this site will be published or otherwise used with your name on it. 

Passwords and Security
Hospitality Insurance is very concerned about the security of the personal information that we have collected from you and has taken reasonable steps to prevent unauthorized access to said information.

You are responsible for maintaining the confidentiality of any password(s) you are given to access the Site.  You agree to notify Hospitality Insurance immediately of any unauthorized use of your password(s).  You are fully responsible for all activities that occur under your password(s). 

Termination of Use
You understand and agree that Hospitality Insurance may, in its sole discretion, at any time terminate your access to the Site and also terminate any account(s) you may have in connection with the Site.