Join some of Canada's largest chains & Independent 
restaurants, bars and venues and get an exclusive
program customized for today's hospitality Industry.
SHOP is an EXCLUSIVE policy NOT accessible by brokers.

Why Hospitality Insurance?

Is your broker warning you of non renewal or cancellation?

Have your rates sky-rocketed?

Are you having issues with Liquor liability or forcible ejection coverage?

Has your broker told you they are blocked out of the market?

Have you been told you can only get insurance if you restrict the important parts of your operations?

No matter your food to liquor sales split, we have the solution!


If your situation is urgent, let us know.  We’ve been able to help get policies set up within 48-72 hours after the application paperwork submission.

Get Started

Let us know who you are and what you’re looking for, and we’ll get back to you within 2 business days 


What do we cover?​

Our Select Hospitality Insurance Program (SHOP) includes the following highlights:

Guaranteed Rates for 2 years (claims free)


      – Subject to favourable loss run
      – Offers cost certainty to Owner/Operators

Government Mandated Shut Down Protection

      – Premium refunds
      – Flexibility to maintain premises coverage only

Full Liquor Liability Coverage Available

      – Limits up to $5 million of liquor liability available
      – Forcible ejection coverage available

Risk Management Services from Industry Insiders
      – Assistance for owner/operators to develop risk                                 management policies               
      – Included and offered in-house.

Who do we cover?

At Hospitality Insurance, our clients all have 1 thing in common. We all serve alcohol. That’s why we built this entire program ground up based on this 1 fact! 

Get in touch and find out why so many clients have turned to us for help and assurance since we first started offering this custom program.

  • Live Music Venues
  • Concerts
  • Nightclubs
  • Outdoor Events
  • Bars
  • Pubs
  • Restaurants
  • Banquet Halls
  • Restaurants
  • Fine Dining
  • Family Restaurants
  • Special Events
  • Adult Entertainment
  • Private Liquor Store
  • Family Entertainment Centers

About Us

After years of rising rates and narrowing requirements in order to get insurance, the COVID-19 pandemic transformed the food and beverage insurance landscape into a whirlwind of unpredictability. Suddenly, rates were tripling, and businesses that had been operating for decades with no claims history couldn’t even get renewed. Operators were facing the choice to either shut down their businesses, or take on the personal liability of running uninsured.

Hospitality Insurance is a collaboration between owners and underwriters, built to make sure that every operator who’s running their business responsibly can access insurance at reasonable rates, for every necessary aspect of their business.

Join over 300 locations and make your life easier by engaging the kind of coverage that will stick with you through the tough times. Get started here.

Our Vision

We believe that the hospitality industry is vital to the core

  of Canadian culture, and that independent businesses
      within it need and deserve protection. We are here to take
 the heavy burdens off your shoulders, so that you can
  focus on running a thriving establishment knowing that
     you’ll be able to sleep at night if something goes wrong.

Contact Us

Hospitality Insurance
9 Dyas Road, North York

Ontario M3B 1V7

Phone : 289-529-0409

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**Hospitality Insurance is a referral service only and is not an insurance agent or provider. All claims on this website refer to the provision of referral services and not the direct provision of insurance policies, coverage or any other insurance-related products.