Identified Purposes
Hospitality Insurance only collects, discloses and uses Personal Information for the following purposes:

– Offering and providing insurance referral and financial referral services to you;
– Developing and maintaining communications with you;
– Notifying you or allowing our suppliers, vendors, partners and affiliated companies to notify you of certain products or services offered by us, or    our suppliers, vendors, partners and affiliated companies.
– Verifying your identity and the accuracy of your Personal Information with brokers, government agencies, insurers, or industry associations;
– Analyzing and assessing risks on a careful and prudent basis;
– Calculating and facilitating your payment of fees and premiums;
– Assisting in the Investigation and payment of claims, where applicable;
– Preventing and detecting fraud or other illegal activities;
– Compiling data and statistics;
– Complying with the law or the requests of law enforcement regulators or agencies; and
– In this Privacy Policy, the above list of identified purposes will be henceforth referred to as the “Identified Purposes.”

Consent
Your knowledge and consent of Hospitality Insurance’s collection, use and disclosure of your Personal Information is critical for the provision of services. We depend upon the following actions by you as indications of your consent to our existing and future Personal Information practices:

Your voluntary provision of Personal Information directly to Hospitality Insurance or through an insurance broker or representative, or one of our suppliers, vendors, partners or affiliate companies, for the purpose of acquiring an insurance contract or financial service or product (including information previously provided to Hospitality Insurance);

Your express consent or acknowledgement contained within a written, verbal or electronic application form or other process;

Your consent solicited by Hospitality Insurance (or one of our suppliers, vendors, partners or affiliate companies) for a specified purpose;

Your receipt of this Privacy Policy, until and unless you notify Hospitality Insurance of a withdrawal of this consent; or

Your consent given through your authorized representative such as an agent, a legal guardian, or the holder of a power of attorney.

Subject to certain contractual or legal restrictions and reasonable notice, you may withdraw this consent at any time. Hospitality Insurance will inform you of the consequences of withdrawing your consent. In some cases, refusing to provide certain Personal Information or withdrawing consent for Hospitality Insurance to collect, disclose or use your Personal Information could mean that our partners cannot provide you with insurance coverage or other requested services, products or information. If you wish to withdraw your consent to be notified of marketing initiatives, please call us at 289-529-0409.

Accuracy
Hospitality Insurance will maintain your Personal Information as up-to-date, accurate and complete as is necessary for the Identified Purposes.

Safeguards
Hospitality Insurance will protect your Personal Information by using security safeguards appropriate to the sensitivity of the information. Safeguards will vary depending on the sensitivity, storage, location and format of the Personal Information.

Limiting Collection & Retention of Personal Information
Hospitality Insurance will only collect, disclose or use Personal Information that is necessary for the Identified Purposes or as required by law. If we require Personal Information for any other purpose or objective, you will be notified of the new purpose or objective, and subject to your consent, that new purpose or objective will become an Identified Purpose. We will retain Personal Information only as long as necessary for the fulfillment of the identified Purposes. Hospitality Insurance will only collect, disclose or use Personal Information by fair and lawful means.

Accountability, Openness & Customer Access
If you have any questions about this Privacy Policy or your Personal Information, please call us at 289-259-0409. When you call us, we may verify your identity by asking you to confirm certain Personal Information and you may be asked to send us certain requests in writing.

Hospitality Insurance is responsible for any and all Personal Information under its control and has designated a Privacy Officer who is accountable to our Board of Directors for Hospitality Insurance’s compliance with the above Privacy Policy.